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Rate Disclosure

CareFunding believes in full transparency. The following rate and fee disclosures apply to the use of our matching assistance platform.

$0 Consumer Matching Fee
4.95% Minimum Network APR
35.99% Maximum Network APR
$500–$5K Matching Range

Consumer Matching Fee

CareFunding charges consumers $0.00 (zero dollars) to use the matching assistance service. There are no application fees, no pre-qualification fees, and no charges of any kind imposed by CareFunding on consumers for submitting a request or being matched with a participating provider.

CareFunding is compensated by participating network providers for facilitated connections, not by the consumer.

Network APR Range

Annual Percentage Rates (APRs) offered by participating network providers generally range from 4.95% to 35.99%. The specific APR you may receive depends entirely on each individual provider's criteria, including but not limited to:

  • Your credit profile and credit history
  • Your income and debt-to-income ratio
  • Your state of residence
  • The requested financing amount and desired term length
  • The specific underwriting standards of the matched provider

CareFunding does not set, negotiate, or guarantee any specific APR. All rates are determined independently by participating providers and will be disclosed to you directly before you accept any offer.

Financing Amount Range

The CareFunding matching assistance platform facilitates connections for pet care financing inquiries generally ranging from $500 to $5,000. Not all providers offer the full range, and not all applicants will qualify for the maximum amount. Specific financing amounts available to you will be disclosed by participating providers.

Financing Term Range

Repayment terms offered by participating providers generally range from approximately 3 months to 72 months, depending on the provider and the financing amount. Shorter terms typically result in higher monthly payments but lower total interest paid; longer terms typically result in lower monthly payments but higher total interest paid.

Illustrative Example

The following is provided for illustrative purposes only and does not represent a guaranteed offer:

Financing Amount $2,000.00
Term 24 months
APR 25.00%
Monthly Payment ~$106.51
Total Repayment ~$2,556.24

Actual APRs, monthly payments, and total repayment amounts will vary. Always review the full terms and conditions provided by the participating lender before accepting any offer.

No Prepayment Penalty

CareFunding does not impose prepayment penalties. Whether individual participating providers impose prepayment penalties is determined by each provider's own terms and will be disclosed in their offer documentation.

Questions about Rates?

CareFunding

2203 Rubaiyat Road, Traverse City, MI 49684

support@carefundlng.com